Rental insurance

When you rent out a property, unforeseen events can occur. The rental insurance from If provides you with security against financial losses related to default on rent and damages, ensuring a simple and hassle-free rental process.

The rental insurance is specifically designed to cover the most common risks associated with renting out property, providing you with security and predictability in your leasing arrangements. This is covered by the insurance:

Unpaid rent: Get coverage for lost rental income for up to 6 months if the tenant defaults on the rent.
Damages and deficiencies: Compensation for damages to the property and outdoor area caused by the tenant or their guests, with coverage of up to 5 million kroner per incident.
Legal costs: Coverage of necessary expenses for eviction or other legal proceedings, up to 50,000 kroner.

How does the insurance work?
The rental insurance is a collective policy that applies to everyone who rents out property through Utleiemegleren. The insurance is valid for the entire duration of the agreement between the landlord and the tenant. Utleiemegleren pays the total insurance premium for the Rental Insurance to If.

How to report damage?
If damage has occurred, it should be reported to Utleiemegleren as soon as possible.

What is the deductible?
The deductible corresponds to the amount set as security – a minimum of 3 months' rent.

Insurance agreement and terms
Here is the insurance agreement and terms for the Rental Insurance.

IPID (Insurance Product Information Document)
See the IPID here.

For more information about the insurance, contact the Rental Agent.